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Interchange and Cost Sharing Studies

Inter-bank organisations are clubs within which members debate and decide the regulations under which members accept and clear their transactions.
 
The terms and rates of inter-bank cost transfer and interchange have to be regularly reviewed to reflect the changing risks associated with fraud or bad debt both within a country and cross border.
 
Similarly interbank organisations often review their cost sharing structures sometimes to reflect members changing market share or to allow new members to join.
 
Reviewing the basis of interchange or establishing new rules for cost allocation is a complex and difficult task which is best performed by independent consultants who have an understanding of all the issues involved.
 
Our knowledge and experience of such assignments enables us to approach such studies quickly, to talk to members on their terms and to recommend fair and balanced propositions.
 
Member Requirement Surveys and Research
Reviews and surveys of members' expectations from their interbank organisation is often a means of ensuring that services, delivery systems, committee structures and the level of support provided are in line with the market demands.
 
Independent surveys by impartial consultants can be completed anonymously and can provide insights into members' needs and attitudes across a spectrum of topics within the payments systems area. We have a solid track record in completing such studies analysing the results and recommending new directions.

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