Michelle Price, Senior Consultant, is a qualified chartered accountant with a background of over 19 years in professional practice and commerce and four years with PSE Consulting.  During her career Michelle has acquired expertise in contracting, project management, corporate administration and financial systems implementations, as well as extensive experience of financial analysis and modelling.  Her work for PSE includes several research assignments relating to prepaid cards and the impact of SEPA, together with valuations, profitability assessments, and scenario modeling for issuers, acquirers and payment processors in several European markets.  She has also developed an acquiring forecast application, and carried out an interchange cost study for an EU member state.