Luke Purser, is a Senior Consultant and has over 21 years experience in the banking sector.  Of these, 15 years have been spent in the acquiring business with LloydsTSB, Citigroup Merchant Services and Elavon Financial Services.  His career has encompassed five years in branch banking as an Assistant Manager, followed by eight years as Manager Sales & Marketing within LloydsTSB acquiring services.  At Citigroup he was Senior Business Development Manager for the acquiring operations across Europe including Italy, Poland and the Netherlands.  This role involved identifying key country requirements as well as third party providers able to deliver card processing services, plus the management of the business development P&L.  On the sale of the Citigroup business to Elavon, he became Head of Card Association Management responsible for strategic third party vendor relationships, including Visa, MasterCard, American Express, Diners Club, JCB and value added service providers.  He has a detailed and thorough knowledge of the acquiring business from all aspects – strategy, marketing, selling, promotion, risk assessment and operational services.